Terms & Condition

** This Agreement ("Agreement" or “Terms” or “Terms and Conditions”) describes the terms and conditions governing the use of your Account, e-Wallet and Cards at Payme.

The Virtual Credit Card and the Physical Credit Card (both referred to as “Card”) are issued by the Regulated Provider and the electronic money on the Account accessed by the Card is issued by the Regulated Provider.

By purchasing, accepting or using a Card, you agree to be bound by the Terms and Conditions contained in this Agreement as it may be amended from time to time. You further agree that you are bound by this Agreement if you use any Card. Please read this Agreement carefully and keep it for future reference. The current version of these Terms and Conditions can be found on Payme's website http://www.pay-me.co.in.

You do not need to log on your Account to view these Terms and Conditions.

## Definitions ##

As used in this Agreement, the following terms have the following meanings. The singular shall include the plural, and the plural the singular. All captions are intended solely for convenience of reference and shall in no way limit any of the provisions of these Terms as follows.

"Account" It means the physical money and/or digital account associated with your e-Wallet(s) account and Card(s) that is created at the time you signed up to be a pay-me's Account Holder.

"Account Holder" It means the individual that has an Account with pay-me.

"Account-to-Account Service" or "A2A" It means the pay-me Service that enables an Account Holder to make secure on-line payments and/or to transfer funds in their Account to another pay-me Account Holder electronically.

"CDM" It means a Cash Deposite Machine from which cash can be transfer when you use your Card at pay-me.

“Business Day(s)” It means any weekday other than bank holidays in India.

“Card” and “Cards” It mean the Virtual Credit Card and/or the Physical Credit Card issued by the Regulated Provider, which access your Account – please note that's all Cards are issued to you but will be held and used by your registered users.